For Sale by Owner in Toronto: Sell Privately on MLS®
Yes, you can sell for sale by owner in Toronto and still be on realtor.ca: a flat fee MLS® listing puts your home on the MLS® System from $69.99 a month, while you show it and negotiate yourself. Below: Toronto homes listed by their owners now, the city's own taxes and rules, and renting out instead.
Updated October 5, 2026
Homes listed by owner in Toronto right now
C-12 Southwell Drive, TorontoMLS® #C13849080
$5,500/moMain House-178 Bellefair Ave, TorontoMLS® #X13679758
$979,000238 Thistle Down Blvd, EtobicokeMLS® #W13079832
$939,000329 O'Connor Dr, East YorkMLS® #E13710690What sellers say
“Rocket Listings saved me thousands in commission fees while still getting my property on MLS. Highly recommend!”
“Finally, an affordable way to list on MLS without paying outrageous realtor commissions. Game changer!”
“I was skeptical at first, but Rocket Listings delivered exactly what they promised. Professional service throughout.”
“Since discovering Rocket Listings I'll never go back to listing on FB Marketplace, the tenant pool is much better on Realtor.ca”
Flat fee MLS® prices
| Plan | Price | 🎁 With code FREEUPGRADE |
|---|---|---|
| Monthly Subscription | $69.99 / month | — |
| 2-month Listing | $99.99 | You get the 3-month Listing, free |
| 3-month Listing | $119.99 | You get the 6-month Listing, free |
| 6-month Listing | $149.99 | You get the MAX Exposure Listing, free |
| MAX Exposure Listing | $239.99 | — |
Plus 13% HST on Ontario listings; no tax on Alberta listings. The monthly plan can be cancelled any time.
Flat fee vs. paying a commission
Ontario figures with 13% HST. Both sides leave out the buyer agent's commission, which you offer whichever way you list.
Homes for sale by owner in Toronto
Owner-listed homes in Toronto turn up in three places: realtor.ca, where a flat fee listing looks like any other MLS® listing; classified sites such as Kijiji and Facebook groups; and private-sale sites like ForSaleByOwner.ca. The homes on this page are listed by their owners through us, across Toronto, North York, Scarborough, Etobicoke, East York and York.
On the MLS® System these listings sit in the Toronto Regional Real Estate Board's market, which shares data with REALTORS® across the PropTx network, so a buyer's agent anywhere in the GTA can find them. If you're buying, you contact the owner directly to book a showing or make an offer; have a real estate lawyer review the agreement and book your own home inspection.
Selling elsewhere in Ontario? See Ottawa, Mississauga, Brampton, Markham, Durham Region, Barrie or Niagara Region.
What selling by owner costs in Toronto
Selling by owner in Toronto, your costs are the listing fee, your real estate lawyer, and the buyer agent commission you choose to offer if an agent brings the buyer. You keep the listing side of the commission, which on a Toronto price is usually the largest saving; see real estate commission in Ontario for the numbers.
Toronto buyers pay one cost sellers elsewhere in Ontario don't see: the Municipal Land Transfer Tax, charged "in addition to the Provincial Land Transfer Tax". It's the buyer's bill, not yours, but it comes out of what a buyer can spend, so price with it in mind. Since April 1, 2026 the city's rates are higher on homes over $2,000,000, and first-time buyers can get a rebate of up to $4,475 if they move in within nine months.
Toronto's Vacant Home Tax while your home is for sale
If your Toronto home sits empty while it's for sale, the city's Vacant Home Tax matters. Every residential owner must declare the home's occupancy each year, "even if they live there or qualify for an exemption", and a home vacant for six months or more in a year is taxed at 3% of its assessed value.
A sale helps: the year in which the home changes hands can be exempt when the whole property is transferred. A home rented out under written leases of at least 30 days, for at least six months of the year, isn't treated as vacant. Declare on time even in the year you sell; the city can fine owners for false or missing declarations.
Renting out your Toronto home by owner
Renting instead? Toronto's market has loosened: CMHC's 2025 Rental Market Report put the Greater Toronto Area's purpose-built vacancy rate at 3.0%, with condo apartments at 1.0% and an average two-bedroom condo rent of $2,904. A rental listed on the MLS® System reaches the agents whose tenants are approved and looking. See list a rental on MLS®.
Three Toronto rules to know as a landlord:
- Short-term rentals are allowed only in your principal residence, must be registered with the city, and a whole home can be rented short-term for at most 180 nights a year (toronto.ca).
- Renovating with a tenant in place: a landlord who serves an N13 needs the city's Rental Renovation Licence first.
- Four or more rooms rented separately count as a multi-tenant house, which needs a city licence.
Selling by owner in Toronto: questions
Can I sell my house by owner in Toronto?
Yes. Nothing in Ontario requires a listing agent, and a flat fee listing still puts your Toronto home on the MLS® System and realtor.ca. You show the home and negotiate yourself, and a real estate lawyer handles the agreement review and the closing.
Who pays Toronto's land transfer tax when I sell?
The buyer. Toronto buyers pay the city's Municipal Land Transfer Tax on top of Ontario's land transfer tax. As the seller you pay your lawyer, any buyer agent commission you offer, and your listing fee.
Do I owe the Vacant Home Tax if my house is empty while it's for sale?
Possibly. A Toronto home vacant for six months or more in a year is taxed at 3% of its assessed value, but the year the whole property changes hands can be exempt. Every owner must still declare the home's status each year.
Can I rent my Toronto home short-term while it's for sale?
Only if it's your principal residence. Toronto short-term rentals must be registered with the city, a whole home can be rented short-term for at most 180 nights a year, and guests pay a 6% Municipal Accommodation Tax. A home you've moved out of can be rented to a long-term tenant instead.
Can I list my Toronto condo for rent on MLS® by owner?
Yes. Rentals are listed on the same plans, from $69.99 a month, and go on realtor.ca like a sale. You choose the tenant, and the condo's own rules on leasing still apply.
How much does it cost to list a Toronto home on MLS® by owner?
Our plans are $69.99 a month, $99.99 for 2 months, $119.99 for 3, $149.99 for 6, or $239.99 for MAX, which renews free until sold, plus 13% HST. With FREEUPGRADE, each fixed-term plan comes with the next plan up free.
Sell by owner in Toronto, on MLS®
From $69.99 a month. Use FREEUPGRADE at checkout to get the next plan up free.